Paying off $30,000 of debt. This is about 50% of my consumer debt. My main focus and goals are:
Pay off all credit cards (People, I am embarrassed to say I yo-yo’d with credit card debt this last year, but I’m owning it and attacking it aggressively.)
Pay off my Jeep ($5,100 remaining)
After those two goals are met, then I am going to snowball toward my student loans.
Earn an extra $10,000 of income through side hustles and side jobs (I’m tracking my progress over here)
Failed Iceland trip.It started with a failed trip to Iceland. I overlooked renewing my passport, and while it wasn’t expired yet, they wouldn’t let me travel from the U.S. to Iceland for a long weekend trip. I had flown to California to catch my flight to Rekivik with seven other people. I found myself standing in the middle of the San Francisco airport with snow boots and coat, an arm full of cloths and tears from disappointment/disbelief.Incurred credit card debt. Again!Relaxed a little bit with my finances… my casual money days corresponded with the timeline of dating someone. (I realized in looking back how influenced we are by the people we spend time with; and how someone can motivate or de-motivate you toward your goals. I was definitely de-motivated dating this guy, and in the long run, so thankful that we didn’t move any further forward.)All small things in the big picture of life, but if I recognize if I don’t get back on track (or course correct), these little things could result in a major detour/delays.My personal finance journey has been a life journey for me. I’ve learned the hard way to own my choices, my destinations, my fears, my emotions and let go of the rest. There are still a lot of dreams and goals I hold that are unmet. Some may give up, but for me, I am course correcting and enjoying the journey as I go.
Income and Progress Report: January 2019The year has started off strong, and I am looking forward to the next 11 months to continue to grow, pursue and reach mile markers along the way.
$10k Side Hustle Goal
I am working on earning an extra $10,000 through side jobs and side hustles this year. Typically, I earn between $5,000-8,000 extra each year but often have casual or un-focused months. I felt if I focused on adding extra income through side jobs and side hustles, I could reach the $10k marker!For the month of January, I earned money through the following side jobs/hustles:Total earned for January: $938.74RELATED: 37+ Ways to Earn Extra MoneyFor me to reach my goal by the end of December 2019, I will need to earn $833.33 each month. January started off strong and exceeded my monthly mile marker toward this goal. You can follow along with my progress over here!
Blog IncomeOne of my goals is to increase income through my blog while I am paying off debt and improving my money management. For this year, I am committing to keep you all posted on how I am earning income through my blog.As you will see below, it has been a slooooooow start to the year. Between three trips (Nevada, California and Colorado), interviewing and securing my 9-to-5 job, and navigating two common colds, I did not invest much time at all into my blog. I’m looking forward to the next 11 months and leaning into this blog.
- Advertising Income (Affiliate + Direct): $0
- Freelance Income: $0
- Google Ads: $0.79
- Advertisements – $0
- Subscriptions – $84.27
- Conferences / Travel – $729.27
Total Revenue: $0.79
Total Expenses: -$813.54
Thanks for sticking with me and reading this blog post. It means a lot to me to have you come along on my journey! I am excited to share my first income report of 2019 and for the year ahead of us!
What info would you like to see in an online income report?